Sector
Sole-trader versus IKE, retainer revenue recognition, and the director loan nobody meant to create.
Professional firms tend to arrive with a structure chosen years ago for reasons that no longer apply. The question is rarely whether it is wrong — it is whether changing it costs less than keeping it.
The other recurring issue is the director current account. It grows quietly, and by the time anyone looks at it the tax treatment is no longer a matter of choice.
Modelled on your actual numbers, including the social-security position, rather than on a rule of thumb.
When a twelve-month retainer is invoiced in advance, the revenue and the tax do not arrive together. They should be planned that way.
What the balance actually is, what it will be treated as, and how to unwind it without creating a worse problem.
Profit share, salary and dividend modelled together, because taken separately they produce the wrong answer.
I have called Sevasti at 7:30 in the morning more times than I can count. She has never once made me feel stupid for asking, and she has never once been wrong about a receipt.
Tell us what is on your desk. Thirty minutes, no fee, and a straight answer about whether we are the right firm.